Finance your BERNINA purchase today!

Finance your BERNINA purchase today!

The BERNINA Credit Card:
Empowering Creativity

  • Many special financing options*
  • Instant credit decision
  • Convenient monthly payments
  • No early payoff penalty
  • Use on any BERNINA products
*Subject to credit approval. Minimum monthly payments required. See store for details.
Apply NowSEE IF YOU PREQUALIFY

6 or 12 MONTHS*

NO INTEREST IF PAID IN FULL WITHIN 6 OR 12 MONTHS ON IN-STORE PURCHASES MADE WITH YOUR BERNINA CREDIT CARD.*

6 month offer applies to purchases $200 or more, 12 month offer applies to purchases $1,000 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 months. Participating Dealers Only. Minimum monthly payments required.




 

18 MONTHS**

0% INTEREST FOR 18 MONTHS.**

On in-store purchases of $1,000 or more made with your BERNINA Credit Card. Participating Dealers Only. 18 equal monthly payments required. 

Additional Financing Options May be Available. See a Participating Dealer for More Information.***

***Subject to credit approval. Minimum monthly payments required. See store for details.
 

3.99% APR FOR 72 MONTHS†

ON IN-STORE PURCHASES OF $5,000 OR MORE MADE WITH YOUR BERNINA CREDIT CARD. PARTICIPATING DEALERS ONLY. 72 FIXED MONTHLY PAYMENTS REQUIRED. THERE IS NO PRE-PAYMENT PENALTY.

Offer is for in-store purchases only.
 

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The promo balance is equal to the promo purchase amount and any related optional debt cancellation fees. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Participating Dealers Only. See Store for Details. We reserve the right to discontinue or alter the terms of this offer any time.


**Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase balance, including related optional debt cancellation fees, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Participating Dealers Only. See Store for Details. We reserve the right to discontinue or alter the terms of this offer any time.


†Offer applies only to single-receipt qualifying purchases. Interest will be charged on the promo purchase balance, including related optional debt cancellation fees, from the purchase date at a reduced 3.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.5641% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non promo purchases. New Accounts as of 07/31/25: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Participating Dealers Only. See Store for Details.  We reserve the right to discontinue or alter the terms of this offer any time.